YOUR HOME WILL BE YOUR LARGEST AND MOST IMPORTANT INVESTMENT!

WE UNDERSTAND THAT

The American Dream -- HOME OWNERSHIP!

More people are taking advantage of today's low rates to buy their first home, or their dream home. Today, you need an advocate to help you through the mortgage maze, me and Prospect Mortgage are on your side! We will help you by providing the best mortgage for you so you can concentrate on getting ready to move in!

The #1 FHA and First Time Home Buyer Expert in Maryland Heights, St. Charles and all the surrounding areas 

If you can imagine it, we can do it!

FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and dozens of other ways to help you unlock the doors to your new home.  

100% Financing

 Low Down Payment!

NO CLOSING

COSTS!

I have been specializing in helping move up home buyers and first time home buyers, purchase their next home or their first home since 1995. My goal is to help you secure your home financing with as little cost out of your pocket as possible and still provide the absolute lowest available interest rate. No Gimmicks, No Tricks, No Last Minute Changes.

First Time Home Buyers: are especially in need of buying their first home with as little out of pocket expense as possible. I pride myself in knowing the best mortgage programs to allow for the use of down payment assistance programs and/or grant programs that will allow a First Time Home Buyer to buy their home with no down payment or closing costs coming from their savings. Best of all you will have a 30 year fixed rate mortgage and a very low interest rate!

FIRST THING TO DO

Before you even start home shopping, you should get pre-qualified, even better get pre-approved! You'll have the clout of a cash buyer, your offer will be taken much more serious by the seller of your next new home. You'll know how much you can afford. You will have peace of mind! And be well on your way to the mortgage program that's right for you as soon as you make the offer!

When you are out looking for your next new home you don't pick the house that is best for someone else, you pick the one that's right for you! Prospect Mortgage and I will find the mortgage loan that best fits your needs, we guarantee it. Less paperwork, personal attention, over ten years mortgage experience, means you enter a frustration free zone from application to closing. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Browse the website to learn about today's rates and programs, what you'll need to apply, how easy it is to get pre-approved and earn the clout of a cash buyer, and how we help find the loan that's right for you.

REFINANCE TO A BETTER OPTION

I SPECIALIZE IN NO CLOSING COSTS REFINANCES 

If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place! There are almost as many loan programs as there are home owners. We'll help find you the right one. You can pay down your balance faster, consolidate high-interest revolving debt, or cash a check to use toward your dream vacation, home improvements, college tuition -- anything you can think of!