Mortgage Calculators

Mortgage

Mortgage Loan
Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Points
Should you buy points? Use this calculator to find out.
15 vs. 30 Year Mortgage
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Adjustable Rate Mortgages
This calculator helps you to determine what your adjustable mortgage payments will be.
Mortgage APR
Use this calculator to find the APR on your mortgage.
Mortgage Tax Savings
Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
Balloon Mortgages
A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
ARM vs. Fixed Rate
This calculator helps you to determine what your adjustable mortgage payments will be.
Interest Only Mortgage Calculator
Use this calculator to generate an amortization schedule for an interest only mortgage.

Budget

Mortgage Qualifier
Can you buy your dream home? Find out just how much you can afford!
Required Income
Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
Maximum Mortgage
Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
Mortgage Payoff
Save thousands of dollars in interest by increasing your monthly mortgage payment.
Bi-weekly Payments
Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
Rent vs. Buy
Are you better off buying your home, or should you continue to rent?

Refinance

Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your mortgage!
Refinance Breakeven
Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Thank you for visiting my website, I hope you found what you were looking for. I would appreciate the opportunity to earn the chance to become your loan officer when you purchase your next new home or refinance your current home.

Not all loan officers are the same and not all lenders are the same. I am certain you will not be disappointed if you provide me the time to prove I will be that one loan officer who will show you all your options, get you what you need and want, and if I cannot provide it all to you I will refer you to someone who can, when possible.

If you still have questions, if you want to discuss your situation, if you want to get started, what ever your need, you are always welcome to reach out to me. Please feel free to call or email me.

No Lender Closing Costs - 5% Down Payment Conventional with No Mortgage Insurance - Zero Down Payment - Down Payment Assistance Help - FHA 203k Renovation Mortgage - First Time Home Buyer Programs - USDA Rural Development