St. Louis Mortgage Help

The Missouri Nurses Home Loan Program

There are all sorts of hero mortgage programs available to all sorts of different heroes, veterans, fire, police, first responders, teachers, etc. Even Medical Doctors get multiple specialty mortgage programs. A while back I saw a need for a mortgage program that provided to Nurses and all the related medical positions and started The Missouri Nurses Home Loan Program.

The The Missouri Nurses program is available to all Nurses, hospital employees, Physical Therapists, Veterinarians, Lab Techs, Chiropractors, Medical Assistants, even Dentists (they get excluded from Doctor loans) and if I left you out and you want to know please ask me....I am sure you can be included.

I started the Missouri Nurses Home Loan Program because I am a mortgage loan officer and I have been married to a RN since 1983, two of my sisters are nurses, multiple cousins are nurses, many of our shared friends are nurses, my daughter is a PT and my soon to be SIL is a Chiropractor. 

I have worked for many of these professions as a mortgage loan officer and I have been referred to many in the industry for years. I had started to notice all the specialty and hero mortgage programs out there and wondered why there really wasn't a mortgage program for Nurses and all the other hard workers we come to appreciate when we are sick, in the hospital, or married to one. 

WHAT IS THE MISSOURI NURSES HOME LOAN PROGRAM? 

I developed the Nurses Program to not be a take it or leave type program as many hero or specialty programs are today. For example, a program that only provides funds to help with your closing costs up to a specific amount. The Nurses Program can do this as well but we only place a limit on the amount provided for closing costs of
ALL YOUR CLOSING COSTS!

This program is an option heavy mortgage program intended to provide exactly what the Nurse needs to provide them with the best possible mortgage for their home buying plans. 

It could be down payment assistance that will provide the home buyer with the funds to increase their own down payment or provide the total minimum down payment required by an FHA or Conventional mortgage. 

But, it doesn't stop there, because if a home buyer wants or needs help with their down payment why not include the closing costs associated with buying a new home too? Using the available grants, subsidies, and/or concessions available to the home buyer the program can develop a home buying strategy to help the Nurse or home buyer purchase a new home with little to no money out of their pocket.

Do you want a below market interest rate? The Missouri Nurses Home Loan Program can help there too. Not an Adjustable Rate Mortgage but a true fixed rate mortgage that is indeed below what nearly all other lenders are quoting. No discount points will be paid to the borrower and may not be charged what so ever.

How about a Mortgage Interest Credit for first time home buyers? A yearly federal tax credit that will reduce the amount a Nurse or home buyer owes to the IRS up to $2200!

Don't like monthly mortgage insurance but you don't have a down payment of 20% or more. There are special home buying options available in the Nurses Program that will allow the home buyer to put down less then 20% and not have to pay monthly mortgage insurance. This program will reduce the total house payment too!

Would you like to have your first 3 house payments paid for you? How would you like to purchase a home and not have a house payment for the first 4 months you own your new home? The Nurses Skip 3 Program is available to FHA and VA mortgages and has your first 3 house payments paid for you. 

You would like to own a new home but you know your credit scores are not at the necessary levels to get qualified for a mortgage? The Nurses Home Loan Program does allow for credit scores as low as a 580 middle credit score?

Many times a low credit score is nothing more than a tweak or two from being a very solid to good credit score. The Nurses Credit Score Rescue Program will provide you with expert and seasoned advice that could increase your credit scores as quickly as within 30 days. There is no charge for this advice and help it is simply the service provided from the Missouri Nurses Home Loan Program.

The Credit Score Rescue Program will provide you with a detail plan straight from the 3 credit bureaus, Experian, TransUnion, and Equifax as to what steps you need to take to increase your scores within 30 days. 

And there is so much more! Whatever you think of a specialty home loan program and what those run of the mill mortgage programs provide you can forget those programs. The Nurses Home Loan Program is much more, it is whatever you need it to be.

The Nurse Home Loan Program is intended to bring Nurses extra benefits and home buying options to help save them money from the start of their mortgage to the very end of their mortgage.

Want to know what you can qualify for with the Missouri Nurses Home Loan Program? Click Here and complete the Nurses Exam and I will provide a personalized and detailed pre-qualification letter as to exactly what the Nurses Program will provide to you. 

My name is Bob Rutledge and I have been a mortgage loan officer for over 2 decades, I specialize in helping home buyers purchase a new home with little to nothing out of pocket. I am also a Certified Renovation Mortgage Specialist, I do a lot of renovation mortgages like the FHA 203k. 

I live and work in the St. Louis and St. Charles area but I close home loans all throughout the State of Missouri. My offices for New American Funding are located in St. Louis County but we are licensed in 48 states. 

If you would like to know more about me please visit my website at www.bobrutledge.com or schedule an appointment here at my calendar.

THE MISSOURI NURSES HOME LOAN PROGRAM!


 

Posted by Bob Rutledge on June 24th, 2019 2:11 PM

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Bob Rutledge Mortgage

Loan Officer NMLS#: 297044

New American Funding 12321 Olive Blvd, ste 150
St. Louis, MO 63141