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Looking for mortgage advice for first-time buyers? We'll be glad to discuss our many mortgage offerings. Call us: 314-628-2218. Ready to get started? Apply Online Now.

You will never forget the thrill that comes from purchasing your first house. At last, all your effort and saving are helping to make your dreams come true. At , nothing excites us more than helping first-time buyers to embark on this new chapter of your life as a homeowner.

But what to do first? How do you know you are getting the right loan for you? Grandpa can't wait to share his ideas, but he hasn't applied for a home loan in 17 years. Things are different now. Your co-workers argue about which documents you need for a mortgage and your grandma's boss has a boyfriend who is a commercial loan officer. There is so much "good" counsel to choose from!

This website is the perfect place to investigate the process of buying your first home. Our definitions of real estate and mortgage terms, explanation of processes, and document check-lists will answer your questions. To ease your mind, we suggest that you visit with one of our mortgage loan team members, someone you can depend on — someone who knows the present climate of the mortgage industry. Feel free to call 314-628-2218 to consult with an experienced professional, who can guide you to the best loan for your new house. Ready to go? Give us a call, or apply online.

Choosing means no worries for this important milestone

This is possibly the biggest financial decision you will ever make. You could use guidance. 's mortgage pros know the ins and outs of the local market and can locate the loan that you need. You didn't look for a home that fits someone else; you searched for the home that fit you! Rely on our professionals to help you select the mortgage loan that is best for you, too. Let us show you an anxiety-free process from application to closing with our "Less paperwork and more individual service" guarantee. Finding the ideal mortgage loan can be as gratifying as attaining the keys to your own house! Contact us at 314-628-2218. Our trusted mortgage team members will eliminate your fears and help you purchase your own home.




Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed3.79%3.91%
15-yr Fixed3.04%3.2%
1-yr Adj2.78%3.45%
* national averages



Basic Pre-Approval

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Tell us about your loan needs.
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THERE'S MORE, THERE'S ALWAYS MORE!

Thank you for visiting my website, I hope you found what you were looking for. I would appreciate the opportunity to earn the chance to become your loan officer when you purchase your next new home or refinance your current home.

Not all loan officers are the same and not all lenders are the same. I am certain you will not be disappointed if you provide me the time to prove I will be that one loan officer who will show you all your options, get you what you need and want, and if I cannot provide it all to you I will refer you to someone who can, when possible.

If you still have questions, if you want to discuss your situation, if you want to get started, what ever your need, you are always welcome to reach out to me. Please feel free to call or email me.

ASK ME ABOUT:

No Lender Closing Costs - 5% Down Payment Conventional with No Mortgage Insurance - Zero Down Payment - Down Payment Assistance Help - FHA 203k Renovation Mortgage - First Time Home Buyer Programs - USDA Rural Development

NMLS# 297044    State of Missouri# 1365-MLO


BOB RUTLEDGE USA MORTGAGE 12140 Woodcrest Executive Drive Suite 150 Saint Louis, MO 63141
Phone: Cell:

Contact Us | First Time Home Buyer Money | FHA 203k Renovation Loan | Find Foreclosures | FHA Mortgages | Less Then Perfect Credit | USDA Rural Development | Do and Don't | No Closing Costs | HUD Foreclosures | HomePath | Jumbo Mortgages | Rate Quote | ZERO | News | Home | Loan App Checklist | Mortgage Saving Tips | Your Down Payment | Loan Application | The Loan Process | Get Your Loan Faster! | Getting Qualified | Loan Application Info | APR Calc | 15 vs 30 Year Mtg Calc | Mtg Tax Savings Calc | Mortgage Qualifier Calc | Rent vs Buy Calc | Mortgage Calculators | Zero Downpayment | Credit Report Mistakes | VA Loans | Buyer Don'ts | Debt-to-Income Ratios | Are You Pre-Approved? | Your Homes Value | Daily Rate Lock Advisory | My Blog

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