Your St. Louis and St. Charles Missouri Mortgage Loan Professional - 314-628-2218

Get the Best Mortgage Loan for You - We can help

Shopping for a mortgage? We'll be glad to talk about our many mortgage solutions with you. Call us at 314-628-2218. Want to get started? Apply Now.

Buying or refinancing a house can be a big task. You can rely on us to lead you to the loan program that's the right fit for you. We have a team of mortgage experts who are ready to help you navigate this major financial commitment. For guidance in locating the appropriate loan program for your situation, you can contact us at 314-628-2218.

There is a huge feeling of accomplishment in buying a house that can exceed the confusion you may have felt. You didn't pick a home that was perfect for someone else — you found the home that was right for you! Our trusted professionals can help you decide on the mortgage program that best suits you, too. Getting the ideal mortgage loan can be as rewarding as obtaining the keys to your new home! We can show you how to get there. Contact us at 314-628-2218.

About Refinancing

If you dread all the paperwork that you assume will come with refinancing, we've got great news! Let us show you a headache-free process from application to closing with our "Less paperwork and more personal attention" promise. If you want to lower your interest rate and monthly payment, we will simplify the process for you and make it anxiety-free. If you'd like to pay down your balance more quickly for a similar monthly payment, we can help. Let our professionals guide you to the ideal refinance loan! We are just one phone call away: 314-628-2218.

BOB RUTLEDGE USA MORTGAGE will treat your right

We give you the individual service you deserve and treat you with the respect due a valued customer. We understand the big commitment you are making in purchasing a new home, refinancing a mortgage, or cashing out your home equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage loan for you.

Getting started

Feel free to look around this website to learn about us, how we can help you, and how to begin. Or, you can contact one of our mortgage mortgage experts at 314-628-2218. We're ready to help you today.


Receive a Free Appraisal with your No Cost No Obligation Mortgage


Down Payment Assistance Finder With Your Mortgage

Details Below

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.97% 4.1%
15-yr Fixed 3.18% 3.35%
1-yr Adj 2.38% 2.95%
* national averages

Down Payment Assistance Finder and Free Appraisal

A Personlized Individual Search Fitted to You! The information you
provide will assist me in determining what down payment assistance
programs best fit you and your circumstances . I will also provide you
with a mortgage pre-qualification plus a certificate for a Free Appraisal.
Allow me to help you keep more money in your pocket.

I will not pull your credit. But, please be as accurate as possible all
questions are necessary to help you.

I will have an answer to you within 24 to 48 hours, please watch your

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