Bob Rutledge, A Real Person with Real Experience!


This is my website, this is me speaking to you. My promise to you is that when it comes time to work  together you will be working with me, Bob Rutledge. I answer your calls, I am the person who is replying to  your emails, I am the person that replies to the forms you fill out on my website.


Why is this so important? If you like the message I am trying to deliver in this website then you are assured  it is me that you will speak, nobody else.


I try to work with a very limited number of borrowers every month. Which insures that you get the personal service necessary for your mortgage application and questions.


I help new home buyers every month purchase a new house with little to no money out of pocket! If you have little savings or want to have funds available after you close to fix your house into a home I can help. There is a lot of information here about how to purchase a new home with less of your money. 


I became a mortgage loan officer in 1995, I have closed thousands of mortgage applications in that time. Before I was a mortgage lender I worked on Wall Street, I was a Certified Financial Planner, and I earned a Masters Degree is Finance. I have worked to become a Certified Renovation Mortgage Specialist as well as a Certified Divorce Mortgage Specialist. For a while I was a Direct Endorsed FHA Underwriter, this is very     important for those who need a little extra to get approved! You will not find many loan officers with the time in the business, the experience, the education, along with the willingness to work one on one with each and every borrower.


I am a Certified FHA 203k Renovation Mortgage Lender, if you need a FHA 203k Renovation home loan or if you have questions about ANY of the renovation mortgages program I can help you better than most loan officers, let me help.

Have you recently had a Chapter 7 bankruptcy and would like to purchase a new home? Are you in the repayment plan of a Chapter 13 bankruptcy or just completed that pay-off plan? I can help you!


Please feel free to contact me, directly by phone/cell or email me, I welcome your questions, if you don't know or need to know more I can help and maybe we can end up working together. I welcome the opportunity of working with you to help you get the best mortgage and seeing you get your next new home with the absolute best mortgage situation.


I am a licensed loan officer in Missouri, Illinois, and Kansas but the lender I work for, New American Funding is licensed in 49 states and I can provide my knowledge and experience in any of the 49 states. If you read here at my site that you would like my help with, reach out to me and let me see what I can do for you.